Auto insurance offers a package of coverage designed to protect you and your family from the risks associated with owning an automobile. Your policy covers the damages and injuries caused by an accident and for which you are legally responsible.

An auto policy can also protect you from the expense of repairing or replacing your vehicle if it is damaged or stolen. In addition to standard liability coverage, KNI can provide coverage for the following enhancements:

  • Uninsured property damage coverage
  • Towing & Labor coverage
  • Rental car reimbursement
  • OEM part replacement

The following discounts on your auto policy may be available to you. Consult your KNI agent to determine if you qualify for:

  • Multi-policy discount
  • Association or employer group account
  • Airbag discount
  • Others

Umbrella Policies 

Are your assets and future earnings protected if you are sued? You don’t have to be a millionaire to be sued for a million dollars. An Umbrella policy increases the base liability limits outlined in your auto or homeowners’ policy. Umbrella coverage begins at $1 million with higher options available. An umbrella will give you the ultimate peace of mind, and protect you financially in the event of a major lawsuit or an accident that you were responsible for causing.

Residents of Wisconsin have another important reason to insure themselves with an umbrella policy. The Wisconsin Wrongful Death Law allows courts to award a minimum of $500,000 for a deceased minor of an auto accident and up to $350,000 for a deceased adult. With the stakes so high, an umbrella policy will ensure your financial protection in the event of an unexpected tragedy.