KNI Insurance Agency is a Waukesha based Home Owners Insurance Agency. To provide peace of mind for one of your most valuable assets, homeowners’ insurance protects you financially in the event of a covered loss. If your home is damaged or your belongings destroyed, proper coverage will ensure that you do not bear the full brunt of rebuilding or replacing your belongings. A homeowner policy protects not only your dwelling, but detached structures, liability claims, your personal property and loss of use as well.

Additionally, endorsements are available under your homeowners’ policy:

  • Water back-up of sewers and drains
  • Identity theft
  • Guaranteed replacement cost
  • Personal property replacement coverage
  • All risk coverage enhancement

A rider is in addendum to an insurance policy that provides additional coverage. KNI Insurance offers riders on homeowners’ policies for the following:

  • Jewelry, furs or other valuable items
  • Recreational vehicles (boats, ATVs, etc.)
  • Home-based business coverage

There are many types of discounts available for those insuring their homes. The following are the most common circumstances that allow for discounts:

  • Lower your rate by packaging the home policy with your automobile policy
  • 1st time homeowner
  • Newly constructed home (10 years or newer)
  • Alarm system installed in home
  • Smoke alarms, dead bolts and fire extinguisher(s) in home
  • Group discounts through employer or association

At KNI Insurance, our agents work in your best interest. We utilize many markets to find the best fit for your insurance needs. It can be difficult to know what product is best for you. Let KNI work to recommend solutions that fit your needs.